Buy, sell & hold crypto — right from your bank
Trade Bitcoin, Ethereum, Solana, and 50+ more digital assets directly from your Najem Financial account — with the same bank-grade security that protects your deposits, instant settlement to your linked accounts, and a simple flat fee so you always know what you’re paying. No separate app, no wire transfers, and no mystery fees standing between you and the digital asset market.
Portfolio Value
$24,831.50
BTC
Bitcoin
$79,680.00
+0.31%
ETH
Ethereum
$2,261.45
+0.30%
BNB
BNB
$667.36
-0.13%
ADA
Cardano
$0.2654
-1.41%
24h Volume
$1.2M+
Assets
52+
Uptime
99.9%
Why Najem Financial for crypto
The smarter way to own digital assets
Most crypto exchanges feel disconnected from your financial life. Najem Financial brings crypto directly into your banking — so buying, selling, and tracking your digital assets is as natural as checking your balance. No separate app. No wire transfers. No mystery fees.
Integrated with your accounts
Your checking, savings, and crypto holdings all live in one place. When you buy crypto, funds are pulled instantly from whichever account you choose. When you sell, proceeds land in your account within seconds — no waiting for bank transfers to clear.
Explore account typesReal prices, real-time
Prices refresh every 30 seconds using aggregated feeds from global exchanges including CoinGecko and Binance. When you place a trade, the rate is locked for 60 seconds so you know exactly what you’re getting. No slippage, no surprise costs.
View supported assetsSecurity you can trust
The vast majority of customer crypto assets are held in offline cold storage — the same approach used by institutional custodians. Multi-signature wallets, 24/7 monitoring, and insurance coverage against theft and security breaches mean your holdings are protected around the clock.
Learn about our securityThe numbers speak for themselves
50+
Cryptocurrencies available to trade, from Bitcoin and Ethereum to Solana, Polkadot, and emerging DeFi tokens
2.5%
Simple flat fee on every buy and sell. No tiers, no monthly subscriptions, no hidden costs
$10
Minimum trade size — accessible to first-time investors and experienced traders alike
30s
Price refresh interval, pulling from multiple global exchanges for accuracy
Transaction volume by asset type
Step-by-step
Start trading in three simple steps
No complicated wallet setup, no separate exchange account, no crypto jargon to navigate. Everything happens inside the same Najem Financial interface you already use every day.
01
Fund from your Najem Financial account
Begin by selecting which account you want to use to fund your crypto purchase — checking, savings, or any other eligible Najem Financial account. Funds are drawn instantly, so there’s no waiting period and no need to pre-load a wallet. You can buy as little as $10 worth of any supported cryptocurrency, making it easy to start small and grow over time. Your available balance is shown in real time so you never accidentally over-spend.
02
Select your cryptocurrency
Browse our full catalogue of 50+ supported digital assets, each with live pricing, 24-hour performance data, market capitalisation, and a risk rating (low, medium, or high) so you can make an informed decision. Filter by category — major coins, DeFi tokens, layer-2 networks, or stablecoins — to narrow down your options. Tap any asset to see a detailed chart, recent news highlights, and a breakdown of fees before you commit. The exchange rate is locked for 60 seconds once you start the transaction, giving you time to review without worrying about price movements.
03
Confirm and trade instantly
Review the transaction summary — amount, rate, fee, and net crypto you’ll receive — then confirm with your secure passcode or biometric authentication. The trade executes instantly and your new holdings appear in your crypto portfolio immediately, along with an updated total portfolio value. A detailed receipt is generated for every transaction, accessible at any time from your transaction history. You can sell back to your bank account at any time with the same speed and simplicity.
Portfolio tracking
Track every dollar you invest
Your Najem Financial crypto portfolio page gives you a complete real-time view of every asset you hold — current value in USD, profit or loss since purchase, percentage change, and your average buy price. Charts update automatically so you always see where you stand without refreshing the page. All data is stored securely within your Najem Financial account and is never shared with third-party analytics providers.
Bank-grade security
Your digital assets are protected by the same multi-layered security infrastructure that safeguards your bank accounts — including 256-bit TLS encryption, two-factor authentication, and 24/7 fraud monitoring. In the event of a security breach or theft, insurance coverage applies to your crypto holdings.
Cold storage protection
The majority of customer crypto assets are stored in offline cold storage wallets that are physically isolated from internet-connected systems. This is the gold standard in crypto asset custody, used by the world’s largest institutional holders. Only a small working balance is kept in hot wallets to facilitate trading, and this portion is continuously monitored.
Automated tax statements
Every buy, sell, and transfer is recorded and tagged with the relevant cost basis. At year-end, Najem Financial automatically generates a comprehensive crypto tax statement, available in your Document Hub in multiple formats. The statement includes transaction dates, amounts, proceeds, cost basis, and calculated gain or loss — making tax filing straightforward.
Real-time market data
Price feeds update every 30 seconds using aggregated data from leading global exchanges. Each asset page includes an interactive chart with multiple timeframes (1D, 1W, 1M, 3M, 1Y), volume indicators, and percentage change statistics. You can set custom price alerts for any supported asset and receive notifications via email or SMS.
Instant settlement
When you sell cryptocurrency, proceeds are credited to your chosen Najem Financial account within seconds — not hours or days. This means you can react immediately to market movements without being locked out of your funds. Buying works the same way: crypto appears in your portfolio instantly upon trade confirmation.
Asset catalogue
52+ assets across every major category
From the original Bitcoin to cutting-edge layer-2 protocols and DeFi tokens, Najem Financial gives you access to a carefully curated selection of the most traded cryptocurrencies in the world. Each asset is reviewed quarterly for trading volume, security, regulatory compliance, and liquidity before being offered to customers.
BTC
Bitcoin
$79,680.00
ETH
Ethereum
$2,261.45
BNB
BNB
$667.36
ADA
Cardano
$0.2654
DOT
Polkadot
$1.3400
LTC
Litecoin
$57.1600
XRP
XRP
$1.4300
LINK
Chainlink
$10.2300
POL
Polygon
$0.0982
UNI
Uniswap
$3.6800
AVAX
Avalanche
$9.8100
SOL
Solana
$92.0300
DOGE
Dogecoin
$0.1116
TRX
TRON
$0.3502
SHIB
Shiba Inu
$0.0000
ATOM
Cosmos
$2.0700
XLM
Stellar
$0.1600
ETC
Ethereum Classic
$9.2900
BCH
Bitcoin Cash
$432.48
ALGO
Algorand
$0.1184
VET
VeChain
$0.0074
FIL
Filecoin
$1.0610
AAVE
Aave
$96.6400
XMR
Monero
$404.19
XTZ
Tezos
$0.3761
EOS
EOS
$0.0913
THETA
Theta Network
$0.2297
NEAR
NEAR Protocol
$1.5900
FTM
Fantom
$0.0502
SAND
The Sandbox
$0.0776
MANA
Decentraland
$0.0967
AXS
Axie Infinity
$1.3020
HBAR
Hedera
$0.0923
EGLD
MultiversX
$4.5000
APT
Aptos
$0.0001
ARB
Arbitrum
$0.0008
OP
Optimism
$0.1482
LDO
Lido DAO
$0.3965
CRO
Cronos
$0.0767
QNT
Quant
$72.2400
GRT
The Graph
$0.4543
IMX
Immutable X
$0.0041
RUNE
THORChain
$0.5872
FLOW
Flow
$0.0387
ICP
Internet Computer
$3.1400
MKR
Maker
$1,750.78
SNX
Synthetix
$0.3390
CAKE
PancakeSwap
$1.5210
KAVA
Kava
$0.0634
ZIL
Zilliqa
$0.0042
ENJ
Enjin Coin
$0.0464
CHZ
Chiliz
$0.0430
Don’t see an asset you’re looking for?
A trading experience designed for everyone
Whether you’re buying your first $10 of Bitcoin or managing a diversified crypto portfolio, Najem Financial’s trading interface keeps things simple, transparent, and fast. Here’s what the experience looks like.
Choose cryptocurrency
Bitcoin
BTC
$79,680.00
Ethereum
ETH
$2,261.45
BNB
BNB
$667.36
Amount (USD)
Review in full before you confirm
The confirmation screen shows a complete breakdown of your transaction before a single dollar moves: the asset, quantity, exchange rate, platform fee, and the exact amount of crypto you’ll receive. You have 60 seconds to review at the locked rate. There’s no hidden settlement spread.
Authenticate with your existing credentials
Confirm with your Najem Financial passcode, fingerprint, or Face ID — whichever you already use for banking. No new passwords or authenticator apps to set up. Security is built directly into the same system that protects your other accounts.
Instant portfolio update
The moment your trade is confirmed, your crypto portfolio balance updates in real time. You’ll receive an in-app notification and an email receipt. Your transaction history shows a permanent record including the rate, fee, timestamp, and a unique transaction reference.
Sell anytime, funds in seconds
When you decide to sell, proceeds are credited to your nominated Najem Financial account within seconds — no waiting for blockchain confirmations on your end. The process is identical to buying: select asset, enter amount, confirm, done.
Transparent pricing
Simple fees. No surprises.
We believe you should always know exactly what you’re paying. Unlike many crypto exchanges that use a complex tier structure or hide costs in their spread, Najem Financial charges a single flat percentage on every trade. That’s it. No monthly subscription. No inactivity fee. No withdrawal fee to your own account.
Risk information
Understand the risks before you invest
Cryptocurrency markets operate 24 hours a day, 7 days a week, and prices can move dramatically within minutes. Unlike money in a bank account, the value of your crypto holdings is not guaranteed and you may receive back less than you invested. It is important that you understand and are comfortable with this volatility before committing funds.
Price volatility
Values can increase or decrease by 50% or more within a single day. Historical performance is not indicative of future results.
No deposit protection
Cryptocurrency is not covered by FDIC deposit insurance. Insurance covers custody risk (theft/breach) only — not market losses.
Regulatory uncertainty
The regulatory landscape for digital assets continues to evolve. Changes in regulation could affect the availability or value of certain assets.
Tax obligations
Gains from selling cryptocurrency are generally subject to capital gains tax. You are responsible for reporting and paying any applicable taxes. Consult a qualified tax advisor.
Najem Financial cryptocurrency services are provided for informational and transactional purposes only. Najem Financial, N.A. does not provide investment advice. The decision to buy, sell, or hold any cryptocurrency is yours alone. Please read the full Risk Disclosure document before investing.
Have questions?
Cryptocurrency FAQ
Everything you need to know about buying, selling, and holding crypto with Najem Financial. If you have a question that isn’t covered here, our support team is available 24/7.
Have more questions? Visit our full Support Center →
Your financial life, complete
Crypto is no longer a separate world from your bank account. With Najem Financial, it’s just another asset class you can access from the same app you already use to check your balance, make transfers, and pay bills. Open an account today and trade your first cryptocurrency in minutes.